What is the Medicare Qualifying Individual (QI) Program?
The Qualifying Individual (QI) Program is a Medicare Savings Program that helps pay your Medicare Part B premium. To qualify, you must have both Part A and Part B and meet certain income and resource limits. You cannot get QI benefits if you qualify for full Medicaid. For 2026, the monthly income limit is $1,715 […]
Is Medicare Coverage available for People with Disabilities?
Under the age of 65, certain people with disabilities are eligible for Medicare. Social Security Disability benefits must have been received for 24 months, or the individual must have ESRD or ALS, commonly known as Lou Gehrig’s disease. To collect Social Security Disability benefits, a beneficiary must wait five months after being determined to be […]
Why is my first Medicare bill so high?
There can be several reasons. Medicare generally bills in 3-month increments if you don’t have your premiums automatically deducted from Social Security. Beneficiaries are responsible for multiple Medicare costs, including monthly premiums, deductibles, and coinsurance or copayments. Most Medicare beneficiaries collect Social Security benefits, and for these enrollees, Medicare premiums are deducted from their monthly […]