What is the Medicare Beneficiary Ombudsman?

The Medicare Beneficiary Ombudsman helps you with Medicare-related complaints, grievances, and information requests. The Medicare Beneficiary Ombudsman makes sure information is available about: – Make health care decisions that are right for you. – Your Medicare rights and protections. – How to get your issues resolved. The Medicare Beneficiary Ombudsman also shares information with the […]

What Doesn’t Medicare Cover?

Medicare doesn’t cover several important healthcare services that many beneficiaries need. Understanding these gaps helps you plan for additional coverage options. Original Medicare requires significant out-of-pocket spending through deductibles and coinsurance. Part A has a $1,736 deductible per benefit period, while Part B requires a $283 annual deductible plus 20% coinsurance for most services. There’s […]

How do I drop Part A & Part B Medicare Coverage?

Generally, you can only drop Part A (Hospital Insurance) if you have to pay a premium for it, also called Premium-Part A. There are some risks to dropping coverage: – Your costs for health care: You may have to pay all of the costs for services that Medicare covers, like hospital stays, doctors’ services, medical […]

Medicare Part B premium changes for 2026

Medicare Part B premiums are increasing for 2026. The standard monthly premium will be $202.90, up from $185.00 in 2025. This marks an increase of $17.90, or nearly 10 percent, and the first time the Part B premium has topped $200 per month. The annual Part B deductible is also rising. Beneficiaries will pay $283 […]

What happens to my Medicare coverage if I unretire?

When you unretire and return to work, your Medicare coverage continues unchanged. You can work while keeping your Medicare benefits active. However, if your new employer has 20 or more employees and offers group health insurance, their coverage becomes primary and Medicare becomes secondary. You have options to consider. If the employer coverage is comprehensive […]