What If I Haven’t Worked Long Enough To Qualify For Medicare?

You need to earn about 40 “credits” or “quarters” by paying Social Security and Medicare payroll taxes while working — equal to about ten years of work — to get Part A services without paying premiums. Your payroll taxes have already covered the premiums. Not having worked long enough to “qualify” means that you can’t […]
What is a Medicare National Coverage Determination?

A national coverage determination (NCD) is a US Government determination of whether Medicare will pay for an item or service. Medicare coverage is limited to items and services considered “reasonable and necessary” for diagnosing or treating an illness or injury (and within the scope of a Medicare benefit category). In the absence of an NCD, […]
Does Medicare Cover Antidepressants?

Medicare Part A and Part B will not cover antidepressants or other prescription drugs. Since Medicare considers antidepressants a protected class of prescription medicine, all Medicare Part D and Medicare Advantage plans must cover a majority of antidepressants. However, you may have to switch from a brand-name antidepressant to a generic version depending on your […]
Does Medicare Cover Antidepressants?

Medicare Part A and Part B will not cover antidepressants or other prescription drugs. Since Medicare considers antidepressants a protected class of prescription medicine, all Medicare Part D and Medicare Advantage plans must cover a majority of antidepressants. However, you may have to switch from a brand-name antidepressant to a generic version depending on your […]
Does Medicare Cover Antidepressants?

Medicare Part A and Part B will not cover antidepressants or other prescription drugs. Since Medicare considers antidepressants a protected class of prescription medicine, all Medicare Part D and Medicare Advantage plans must cover a majority of antidepressants. However, you may have to switch from a brand-name antidepressant to a generic version depending on your […]
Does Medicare Cover Antidepressants?

Medicare Part A and Part B will not cover antidepressants or other prescription drugs. Since Medicare considers antidepressants a protected class of prescription medicine, all Medicare Part D and Medicare Advantage plans must cover a majority of antidepressants. However, you may have to switch from a brand-name antidepressant to a generic version depending on your […]
Who Qualifies for premium free Part A benefits?
You qualify for premium-free Medicare Part A if you meet any of these conditions: You’re 65 or older and you or your spouse worked and paid Medicare taxes for at least 40 quarters (10 years). You’re receiving retirement benefits from Social Security or the Railroad Retirement Board. You’re eligible to receive Social Security or Railroad […]