Seven life-changing events that can exempt you from Medicare premium surcharges
Seven qualifying life-changing events can help you avoid Medicare premium surcharges if your income has decreased. These events include death of a spouse, marriage, divorce or annulment, work reduction such as switching to part-time employment, work stoppage from retirement or layoffs, loss of income from property due to disasters or theft, and loss of pension […]
What chiropractic services doesnt Medicare cover?
Medicare does not limit the number of chiropractic visits covered, but only medically necessary spinal manipulation to correct subluxations is covered. It won’t cover regular maintenance or preventive chiropractic visits or chiropractic treatments to other parts of the body. Medicare will cover the cost of a physician-ordered X-ray that’s needed to validate that a spinal […]
Why you shouldn’t ignore Medicare open enrollment
Medicare Open Enrollment runs from October 15 to December 7 each year, and it’s your chance to review, switch, or drop your Medicare Advantage or Part D prescription drug plan. Ignoring this window could cost you money or coverage. Plan costs and benefits change yearly. Your current plan might raise premiums, change its drug list, […]
Here are some of the key changes to Medicare for 2026
Medicare beneficiaries will see several important changes in 2026. The standard monthly premium for Medicare Part B increases to $202.90, up 9.7% from 2025’s $185 premium. The annual Part B deductible also rises to $283, compared to $257 in 2025. These increases reflect rising healthcare costs and will impact most Medicare beneficiaries’ budgets. On the […]
Medicare Prescription Changes for 2026
The Medicare Prescription Payment Plan, which began in 2025, continues in 2026 to help beneficiaries manage out-of-pocket costs for prescription drugs covered under Medicare Part D. This plan works alongside your existing drug coverage, spreading costs over the calendar year from January to December. Key Features: – Available to all Medicare drug plan or Medicare […]
Warning: Medicare Part D Drug Plans May Not Cover Chemotherapy
Medicare Part D drug plans typically do not cover most chemotherapy treatments because chemotherapy is usually covered under Medicare Part B, not Part D. This distinction is crucial for cancer patients to understand when navigating their treatment coverage. Medicare Part B covers chemotherapy drugs that are administered by infusion or injection in a doctor’s office, […]
4 Popular Medications That Medicare Will Never Cover
1 – Compounded treatments Medicare supplements cover most broad categories of medication-the key is to find one that works for you. The reason for this is that compounded medications are not usually approved by the FDA and therefore are not covered by Medicare Part D. 2 – Sexual dysfunction medications Medications for erectile dysfunction and […]
What sort of scams should I watch out for during Medicare open enrollment?
Every year, they are after the same kind of data: Medicare numbers and bank account information. However, fraudsters’ tactics can change from year to year. The scammers thrive on anything that might confuse the Medicare population and target that. As open enrollment begins, beneficiaries will receive text messages and emails requesting their personal information. Medicare […]
Is dialysis covered by Medicare?
Your costs in Original Medicare pay for dialysis services in a dialysis facility. When you have Original Medicare, you’ll have to pay a 20% coinsurance after you pay the Part B yearly deductible. The remaining 80% will be covered by Medicare. Your coinsurance will vary. Depending on whether you have Medicare Supplement Insurance (Medigap) or […]
What is an attained-age Medicare policy?
Your attained age is based on the current year, and the years you’ve lived. So if you were born on December 2, 1952, your attained age in the summer of 2022 would be 69 years. But on your actual birthday during the same year, your attained age would be 70. Some insurance companies use a […]