Multnomah County, Oregon – Page 2 – PNW Medicare Advisors, LLC

What are the Medicare Enrollment periods ?

‘- Initial enrollment period The initial enrollment period is a seven-month period that includes three months before you turn 65, your birthday month, and three months after you turn 65. – Annual election period The Medicare annual election period (AEP) happens every fall from Oct. 15 to Dec. 7. During this time, you can join, […]

What is the Medicaid 5 year look back penalty?

July 10, 2026

Using the Medicaid 5-year lookback, the government ensures that you have not given away your resources or money. The law attempts to prevent schemes in which the government pays for a senior’s care instead of them using their own funds or assets. Medicaid helps pay for long-term care, but it requires you to exhaust your personal resources before receiving benefits. Medicaid looks back five years

A New Option for Long-Term Care Costs

July 10, 2026

Kelly Haggett figures that a mandatory surcharge added to Washington state’s payroll tax cost her about $500 last year. But she doesn’t really mind. “On a scale of 1 to 10 of my annoyance with taxes in general, this one is about a 2,” she said. “I see the benefits.” The small surcharge on wages provides the funding for Washington Cares, the nation’s first state-operated

Seven life-changing events that can exempt you from Medicare premium surcharges

July 8, 2026

Seven qualifying life-changing events can help you avoid Medicare premium surcharges if your income has decreased. These events include death of a spouse, marriage, divorce or annulment, work reduction such as switching to part-time employment, work stoppage from retirement or layoffs, loss of income from property due to disasters or theft, and loss of pension income from defined benefit or cash balance plans. When any

Thousands of Medicare Beneficiaries Thought Their Drug Plan Was Free. Then They Lost It.

July 7, 2026

Jude Pare and his partner, Diane Tix, live in rural Minnesota until temperatures dip below freezing, when they take refuge in Arizona for the winter. While away, their mail is forwarded. But Pare, 77, said he didn’t receive any warning from his Medicare prescription drug plan that his $0 monthly premium was about to increase. So he didn’t know he had a bill to pay.

What is Medicare Payment Advisory Commission (MedPAC) ?

July 6, 2026

The Medicare Payment Advisory Commission (MedPAC) is a nonpartisan, independent legislative branch agency that provides the U.S. Congress with analysis and policy advice on the Medicare program. In 1997, Congress created the Medicare Payment Advisory Commission (MedPAC) as an independent congressional agency to advise it on Medicare issues. Additionally, MedPAC advises Congress on Medicare’s traditional fee-for-service program and payments to private health plans participating in

Medicare Coverage Gap changes for 2026

July 3, 2026

Big changes continue for Medicare drug coverage in 2026. The coverage gap, also known as the donut hole, was officially eliminated on December 31, 2024. For 2026, Medicare Part D plans include a $2,050 annual cap on out-of-pocket costs for covered prescription drugs. Once you spend $2,050 out of pocket, including certain payments made on your behalf like Extra Help, you won’t pay anything more

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What are the Medicare Enrollment periods ?

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